STREET VICTIMS PROTECTION FUND

We protect victims of road accidents caused by unidentified / illegally obtained vehicles or for which a valid MTPL insurance has not been issued at the date of accident, as well as for deregistered or not registered vehicles on the territory of the Republic of Moldova.

The fund consists of the mandatory monthly contribution of MTPL insurers and represents 1% of the domestic MTPL written insurance premiums.

If the accident was caused by an unidentified vehicle or illegally obtained and MTPL uninsured vehicle, compensation is granted to the injured party for personal injuries or death and not for material damage. If an unidentified vehicle accident caused death or bodily injury that led to the disability, compensation is also paid for the material damage caused to the injured person with the equivalent in lei of the amount exceeding EUR 200, and in the case of the vehicle obtained illegally and without mandatory MTPL insurance - the insurance indemnity is paid for bodily injury or death, and for material damage caused to the person with the equivalent in lei of the amount exceeding EUR 100.

If the driver of the vehicle that caused the accident is not insured for internal civil liability, compensation is granted to injured party for material damage, personal injuries or death.

Persons who voluntarily boarded the vehicle responsible for the accident, if it is proved that they knew the driver of the vehicle is not insured for internal motor third party liability insurance, or they have the possibility to recover the suffered damages based on an optional insurance, can not receive compensation from the Street Victims Protection Fund.

The amount of damages suffered by the injured party is established in accordance with the provisions of Law No.106 of 21.04.2022 on compulsory civil liability insurance for damage caused by motor vehicles and the normative acts issued in this respect, which shall not exceed the maximum limits of compensation provided in the legislative act.

Compensation limits are:
EUR 100 000 - for damages or destruction of the property, regardless of the number of people injured in an accident;
EUR 100 000 - for each person injured in case of personal injury or death, but not more than EUR 500 000, regardless of the number of persons injured in an accident.
EUR 5 000 – moral damages resulting from the disability or death of the injured person caused by one and the same accident for one injured person or EUR 10 000 – for several injured persons.

The natural and/or legal persons considering that they have the right to benefit from Street Victims Protection Fund indemnities, will submit a claim in address of the National Bureau of Motor Insurers.